Camping LE CLOS CACHELEUX

Bookings and payment

TERMS OF SALE & www.ma-cabane-dans-les-arbres.com Clos Cacheleux

RCS B Abbeville 492116298 49211629800026 SIRET 5530Z EPA

SARL 16 000 capital € VAT Intra EN 79492116298

12 road Bouillancourt 80132 33 MIANNAY Tel (0) 3 22 19 17 47

Terms of lease and sale of unusual accommodation

1. REGULATIONS
Amount of the stay to be paid in full upon reservation. Upon receipt of the payment in the 7 days following your request, you will receive a confirmation to give on your arrival, which will contain the practical information of your stay. Please note: your reservation option can be waived in case of late payment of the stay / internet booking, the option period being 7 days.
By booking, you consent to the campsite collecting and saving your details.

2. MEANS OF PAYMENTS ACCEPTED
Bank transfer: IBAN FR76 1870 6000 0000 0341 0902 933 BIC AGRIFRPP887, check payable of Camping Clos Cacheleux (French accounts only). Credit card: Eurocard, Mastercard, Visa Holiday vouchers & VaCAF Warning: it is imperative to indicate your booking reference with your payment.

SmartBox and Wonderbox: an option is made at the request of the beneficiary of the voucher. The option has a validity period specified when sending the option. Upon receipt of the voucher, it is recorded. No cancellation will be made after sending and registration on the website of the voucher.

3. CAPACITY
The number of people per housing mentioned in our rates corresponds to the maximum occupancy allowed in view of the available equipment. It can not be exceeded for reasons of security and insurance.

4. GUARANTEES
For any stay canceled before the date of arrival (without cancellation insurance), interrupted or not consumed for any reason, the total amount of the booked stay will be accrued or will remain at Camping le Clos Cacheleux . In all cases, the cancellation guarantee * will not be refunded. This will cover you for the clauses specified below:

a - Modification or cancellation of stay by yourself BEFORE your arrival: In the event of serious illness, serious accident or death and on presentation of a medical certificate or death specific accommodation insolitevous warranty refund all your payment.

b - Modification or cancellation of stay by the campsite Clos Cacheleux BEFORE your arrival: If orange weather alert, with advertised external events beyond our control such as weather, cold temperatures (1 to -10C ° and + ) storm or thunderstorm, the management reserves the right to cancel your trip for safety reasons. In this context, we will propose the postponement of your stay in unusual accommodation at a later date, in the current 12 months.

Modification or cancellation of the stay by the customer BEFORE you arrive: If orange weather alert, with advertised external events beyond your control, such as weather, storm or thunderstorm if you are unable to move and only in this particular meteorological context, we will propose the postponement of your stay in unusual accommodation at a later date, in the current 12 months.

c - Modification or cancellation of stay by Le Clos Cacheleux ON SITE: If Orange weather alert, with advertised external events beyond our control such as weather, storm or thunderstorm, cold temperatures (1 to -10C ° +) ,, the management reserves the right to cancel your night cabin, for security reasons. A relocation in other types accommodation will be offered subject to availability and at no extra charge, and in this case only, you receive a discount of 50% over the next equivalent stay in accommodation unusual in the current 12 months.

No other compensation can be claimed. Only if we had no alternative housing available, the full amount paid will be refunded (guaranteed deducted cancellation) or postponement will be offered in the current 12 months.

d - Modification or cancellation of stay by yourself SITE ON: in the case: a refusal to access your unusual accommodation (fear, dizziness ...), a relocation in other types accommodations will be offered upon availability and no extra charge. No other compensation can be claimed. If we had no alternative housing available to offer you the full amount paid will be refunded.

5. PRICES
The rates on our website or brochures are subject to change depending on economic conditions or regulations, including all taxes. Only the price shown on your voucher or other confirmation mail will be valid. Attention: if for any reason there should be a difference between the scheduled date of the stay and the delayed date, you will have to pay the difference.

6. CHILDREN
The age of children is calculated based on their birth date and date of arrival. An official document showing the age of children may be asked at the beginning of séjour.- Unusual accommodation can receive children from 2 years. The children are under the supervision and responsibility of their parents.

7. SPECIAL CONDITIONS
Any reservation with a voucher or a gift card can be used in one single time, non-refundable, modifiable under the conditions stipulated in the article 4: «special guarantee unusual accommodation». Access to unusual accommodations is unfortunately forbidden to pregnant women, people subject to vertigo, sleepwalking or having heart or vision problems. For pregnant women, a postponement of the date will be possible in the 3 months following the delivery or a relocation in unusual family accommodation will be proposed to you according to availabilities. Camping Le Clos Cacheleux offers unusual accommodation, without water. He can not be held responsible for an early departure due to cold, humidity, or other reasons related to comfort. The client has to bring with him clothes and shoes see appropriate boots and additional cover if necessary,

8. ANIMALS
Our friends the pets are not allowed in our unusual accommodation,

9. VALUABLE OBJECTS
It is recommended not to leave valuables in accommodation.

10. CLAIM
In case of dispute, you may send a written complaint by registered letter with acknowledgment of receipt within 30 days stay at the campsite reception: Camping Clos Cacheleux - 12 80870 road Bouillancourt Miannay. If you are not satisfied with the response or if no answer, you can enter a Consumer Ombudsman within a year from the date of the claim electronically: www.mediaframa.com or by mail at the following address: MEDICYS - 73 boulevard de Clichy - 75009 Paris

11. DISPUTE
In the event of a dispute, only the jurisdiction of the Tribunal d'Amiens is recognized. Your stay: To prepare your stay: it is essential to bring you a mobile phone loaded, as well as your own sleeping bag / sheets, duvet cover and pillowcases. 48h before your arrival we kindly ask you to agree on an arrival time among the proposed slots (by mail or by phone indicated on your voucher). Upon arrival, the receptionist awaits you at the reception desk. In case of late arrival or last-minute disruption, it is imperative to notify our services. A contribution to the cost of 10 € per unusual accommodation will be charged extra in one hour
Security Deposit: On arrival you will be asked to pay a deposit of 200 € per unusual accommodation to cover the cost of the damaged or missing equipment and the restoration of the premises (preparation, cleaning, cleaning). Payable by check or cash. It will be returned to you upon your departure. During your stay, we ask you to respect all the safety instructions as explained to you by our receptionist. A guestbook is at your disposal in each cabin, to collect your impressions. On the day of your departure, unusual accommodations must be vacated before 11h. You are asked to leave the place cleaned, the toilet emptied and the trash bins deposited in the appropriate containers and return the equipment entrusted to the indicated place. You are expected at the Home for the last formalities.

Following the implementation of the European Directive of May 21 2013 by Ordinance No. 2015-1033 from 20 2015 August and Decree No. 2015-1382 from 30 2015 October, consumers now have the option of using the mediator of consumer disputes: MEDICYS. This mediation is free to the consumer.

CANCELLATION INSURANCE
GENERAL PROVISIONS
Like any insurance policy, it involves reciprocal rights and obligations. It is governed by the French Insurance Code. These rights and obligations are set out in the following pages.

PROVISIONS COMMON TO ALL THE GUARANTEES DEFINITIONS
Hazard: unintentional event, unpredictable, irresistible and outside. Insured Persons duly insured under this contract hereinafter referred to as you Insurer / Assistance Allianz IARD hereinafter referred to as we, whose headquarters is located at: Allianz IARD 87, 75002 Richelieu PARIS street

Attack / act of terror by bombing refers to any act of violence, constituting a criminal or illegal attack occurred against persons and / or property in the country where you are staying, who aims to seriously disturb public order . This attack should be identified by the French Ministry of Foreign Affairs. Natural disasters abnormal intensity of a natural agent not from human intervention.

Insurance Code Collection of legislative and regulatory texts governing the insurance contract. Domicile Domicile means your place of principal and habitual residence; your home must be located in Europe. DROM POM COM means by DROM POM COM, the new names of the DOM TOM since the Constitutional Reform of March 17 2003, from changing the names of the DOM TOM and their definitions. transport company shall mean transport company, any company duly authorized by public authorities for passenger transportation. Europe In Europe, the countries of the European Union means, Switzerland, Norway and the Principality of Monaco. Deductible Part of the compensation paid by you. Metropolitan France is defined as metropolitan France: mainland France and Corsica, including the DROM POM COM (new denominations of DOM TOM since the Constitutional Reform of March 17 2003). insurance claims manager Gritchen AFFINITY Rue Charles Durand BP 66048 18024 Bourges Cedex Strike Collective action consisting of a concerted work stoppage by employees of a company, an economic sector, occupational category to support the Civil War One claims means civil war, the armed opposition of several parts belonging to the same country, and any armed rebellion, revolution, sedition, insurrection, coup d'état, application of martial law or closure of frontiers commanded by the local authorities. Foreign war is defined foreign war, the armed opposition declared or not of a State to another State, as well as any invasion or siege.

Illness / Accident An alteration of health recognized by a medical authority, requiring medical care and the absolute cessation of all professional or other activity. Family member By family member is any person who can demonstrate a relationship (in law or in fact) of the insured. Pollution: Environmental degradation through the introduction into the air, water or soil material is not naturally present in the environment. Habitual residence is defined as habitual residence of the participant, his place of tax residence; your primary residence must be in Europe. Loss Event likely to result in the application of a guarantee contract. Policyholder The policyholder, natural or legal person who purchases the insurance policy. Subrogation The legal situation by which a person is transferred to another person's rights (notably: substitution of the Insurer to the Policyholder for prosecution against the other party). Third Any person other than the Insured responsible for the damage. Any Insured victim of a bodily injury, tangible or intangible consecutive damage caused by another Insured (Insured Persons are considered as third parties between them).

WHAT IS THE GEOGRAPHICAL COVERAGE OF THE CONTRACT?
The guarantees and / or services subscribed under this contract apply worldwide.

WHAT IS THE DURATION OF THE CONTRACT ?
The validity period is the duration of services sold by the travel organizer. In any case the duration of the guarantee can not exceed 3 months from the day of the scheduled trip.

CANCELLATION The guarantee takes effect on the date of subscription to this contract and expires on the day of the scheduled trip (to go).

WHAT ARE THE GENERAL EXCLUSIONS APPLICABLE TO ALL OUR GUARANTEES?
We can not intervene when your requests for cover and benefits are the result of damage caused. epidemics, natural disasters and pollution; . civil or foreign war, riot or civil commotion or a strike; . voluntary participation of an insured person in riots or strikes; . disintegration of the atomic nucleus or any irradiation from ionizing radiation; . alcoholism, drunkenness, drug abuse, narcotics, drugs not medically prescribed; . any intentional act that may cause the guarantee contract and any consequences of criminal proceedings against you are the subject. duels, paris, crimes, fights (except self-defense); . practice the following sports: bobsleigh, skeleton, mountaineering, competition luge, air sports except for parascending and those resulting from participation in or training for official matches or competitions organized by a sports federation. . suicide and consequences of suicide attempts. the absence of risk.

HOW IS YOUR COMPENSATION CALCULATED?
If the compensation can not be determined by mutual agreement, it is evaluated by means of an amicable appraisal, subject to our respective rights. Each of us chooses his expert. If these experts do not agree among themselves, they rely on a third and all three operate jointly with a majority vote. Foul by one of us to appoint an expert or both experts agree on the choice of a third, the appointment is made by the President of the High Court, ruling in chambers. Each of the contracting parties shall bear the costs and fees of its expert and, where appropriate, half of those in the third. IN

WHAT TIME WILL YOU BE COMPENSATED?
The settlement is reached within fifteen days from the agreement reached between us or notification of an enforceable court decision.

WHAT ARE THE SANCTIONS APPLICABLE IN CASE OF DELIBERATE FALSE DECLARATION BY YOU AT THE TIME OF LOSS?
Any fraud, concealment or intentional misrepresentation by you about the circumstances or consequences of a claim will lose all entitlement to benefit or indemnity for this claim.

WHAT ARE THE RULES FOR EXAMINATION OF COMPLAINTS?
In case of difficulties, you must send your complaint to: Allianz Services Consumer Relations Firm Elysees La Defense Dome Square 7 21017 92099 TSA La Défense Cedex Finally, if your disagreement persisted after the response, you might seek advice from Ombudsman under the conditions that will be communicated on request to the above address.

RESPONSIBLE AUTHORITY OF CONTROL BUSINESS INSURANCE
The Prudential Control Authority rue Taitbout 61 75436 09 PARIS CEDEX SUBSCRIBER INFORMATION ON THE PROVISIONS OF THE NATIONAL COMMISSION ON COMPUTER AND FREEDOMS-CNIL Personal data are processed in compliance with the Data Protection Act of January 6 1978 changed. Their processing is necessary for managing the contract and its guarantees. They are suitable broker to the insurer, its agents and subcontractors, to reinsurers as well as professional bodies within the legal and regulatory provisions. The subscriber has a right of access, rectification and opposition by sending a mail to or by mail to [email protected] Allianz - Service Consumer Relations - TSA 21017 - 92099 La Défense Cedex.

Subrogation
After you set compensation, except those paid under the guarantee Travel Accident, we are subrogated in the rights and actions you may have against the third responsible for the accident, as provided in Article L. 121-12 of the french Insurance Code. Our subrogation is limited to the amount of compensation that we have paid or services that we have provided.

WHAT IS THE LIMITATION PERIOD?
Any action relating to this contract may only be exercised during a period of two years from the event which gave rise to the conditions determined by the articles and L.114-1-114 L.2 of the Insurance Code.

WHAT ARE THE LIMITS APPLICABLE IN CASE OF GOD?
We can not be held responsible for breaches of the execution of services Assistance resulting from force majeure or the following events: civil or foreign wars, notorious political instability, civil unrest, riots, acts of terrorism, reprisals, restrictions the free movement of people and goods, strikes, explosions, natural disasters, nuclear explosion or delays in the execution of services resulting from the same causes.

TABLE OF GUARANTEE AMOUNTS GUARANTEES AMOUNTS CANCELLATION FEES
According to terms of the scale of cancellation charges 5 000 € per rental location or with a maximum per event 30 000 15 € € Deductible per rental GUARANTEED AMOUNTS COSTS STAY INTERRUPTION Reimbursement of unused land services on a time Pro rata, with a maximum of € 4 000 rental or location and a full event by 25 000 €

GUARANTEED AMOUNTS OPTION LIABILITY RENTAL
In case of accidental damage to property caused to personal property and real property belonging to the owner of the local ensured 2 000 € - Franchise 30 € Including Glass breakage 2 500 € (after termination of the deposit)

GUARANTEED AMOUNTS OPTION PROPERTY DAMAGE
Damage to the tenant's property and occupants due to fire, explosion or water damage in the rented premises until 15 000 €

EFFECTIVE DATE EXPIRY OF GUARANTEE
Cancellation: The day of the subscription of this contract Cancellation: The day of departure - Group convening place (to go) Other guarantees: Planned date of departure - place of convocation of the organizer Other guarantees: On the day of planned return trip (place of dispersion of the group) the other guarantees indicated above are applicable during the trip corresponding to the invoice issued by the organizer with a maximum of 90 days from the date of travel departure. SUBSCRIPTION PERIOD For the warranty to be valid cancellation, this contract will be signed simultaneously with the booking of the trip or before the beginning of the scale of cancellation charges.

CANCELLATION FEES SOLE CALLED INTO EFFECT EXPIRY OF GUARANTEE
Cancellation: The day of the subscription of this contract Cancellation: The day of departure - Group convening place (to go)

WHAT DO WE DO?
The warranty provides for reimbursement to the insured tenant: the sums actually paid by the Insured and cancellation or change fees due under this contract, the amounts provided in Schedule of Benefits below before deduction of taxes transportation (eg airport taxes) and stay, insurance premiums and processing fee, if the tenant Insured can not leave for one of the reasons listed below.

WHAT DO WE INTERVENE IF?
We operate in the reasons and circumstances listed below, to the exclusion of any other.

SERIOUS ILLNESS, SERIOUS ACCIDENT OR DEATH
(Including relapse, worsening of a chronic or pre-existing illness, as well as suites, the effects of a previous accident at the subscription of the contract): - for yourself, your spouse in law or in fact ; - of your ascendants or descendants, the 2ème degree, and / or your spouse in law or in fact; - your brothers, sisters, brothers-in, sisters in law, sons in law, beautiful girls; - in case of death of your uncle, your aunt, your nieces and nephews; - your professional replacement, provided that his name be mentioned during the subscription of the contract; - legal guardian; - a person usually living under your roof; - the person responsible for your trip: - custody of your minor children, provided that his name be mentioned in the subscription contract; - custody of a disabled person, subject her to live under the same roof as you, that you are the legal guardian and that his name be mentioned in the subscription contract. We only intervene if the illness or the accident strictly forbidden to leave the home, requires medical attention and prevents them from exercising any professional or other activity.

COMPLICATIONS DUE TO THE STATE OF PREGNANCY
- that result in the absolute cessation of all professional or other activity, and provided that at the time of departure, the person is not pregnant for more than 6 months. Or - If the nature of the trip is incompatible with your pregnancy as long as you do not know your status at the time of registration to travel.

CONTRAINDICATIONS AND IMMUNIZATION CONTINUED ECONOMIC DISMISSAL / BREAK CONVENTIONAL
- yourself - your spouse in law or in fact, provided that this decision is not known at the time of booking the trip or subscribing this contract.

MEETING IN COURT ONLY IN THE FOLLOWING CASES
- juror or witness of Assisi - designation as an expert, you are summoned on a date coinciding with the period of travel.

CALL FOR ADOPTION OF A CHILD
provided you are summoned on a date coinciding with the period of travel.

NOTICE TO RETROFIT REVIEW
due to an unknown failure at the time of booking or subscription contract (graduate only), provided that such review take place during the trip.

DESTRUCTION OF PROFESSIONAL OR PRIVATE PREMISES
as a result of fire, explosion, water damage, provided that the said premises are destroyed over 50%. FLIGHT

IN PROFESSIONAL OR PRIVATE PREMISES
provided that the importance of this flight requires your presence and that theft occurs in 48 hours of departure.

SERIOUS DAMAGE TO YOUR VEHICLE
In the 48 hours of departure and to the extent it can be used to visit the place of stay or the appointment set by the organizer.

AWARDING OF USE OR USE STAGE BY DIVISION
provided that the person is registered as a jobseeker with Pôle Emploi and that employment or training begins before or during the trip. The modification of the employment contract type is not guaranteed (eg transformation of a CSD CDI).

REMOVAL OR MODIFICATION OF DATES PAID BY REASON OF THE EMPLOYER
Granted in writing before booking the trip, excluding entrepreneurs, professionals, artisans and the entertainment. A deductible of 25% remains your responsibility.

JOB TRANSFER
Imposed by your hierarchy and have not been a request from you, other entrepreneurs, professionals, artisans and the entertainment. A deductible of 25% remains your responsibility.

VISA REFUSAL BY THE AUTHORITIES OF THE COUNTRY
provided that no application has been rejected previously by the authorities in that country. Proof from the embassy will be required.

NATURAL DISASTERS (WITHIN THE MEANING OF THE LAW No. 86-600 13 July 1986 OF AS AMENDED)
occurring at the place of stay, resulting in the prohibition of stay on the site (town, neighborhood ...) by local or prefectural authorities during all or part of the period included in the reservation agreement, and occurring after subscribing to this contract

PROHIBITION OF THE SITE
(Town, neighborhood ...) in a radius of five kilometers around the place of stay, by local or prefectural authority, as a result of marine pollution or epidemic.

SEPARATION (PACS OR MARRIAGE)
In case of divorce or separation (PACS), provided that the legal proceedings were initiated in the courts after the trip was booked and on presentation of an official document. Franchise 25% of the claim amount.

A CANCELLATION OF PERSONS ACCOMPANYING YOU
(Maximum 9 people) booked at the same time you and insured by the same contract when the cancellation originates one of the causes listed above. If the person wishes to make the trip alone, it is given the additional costs without our refund may not exceed the amount due in case of cancellation on the date of the event. If for guaranteed event, the Insured prefers to be replaced by another person rather than cancel his stay, the insurer will bear the name change fee charged by the organizer of the stay. In case of last minute subscription (J-15), we cover the cancellation fee consecutive events below to the exclusion of any other: The warranty provides for reimbursement of cancellation fees or modified stay at the amounts provided in the Schedule of Benefits above, remained the responsibility of the Insured and billed by the Contractor under the terms of sale, net of transport taxes (eg airport taxes), bonuses insurance and administrative fees if the Insured can not leave for the following reasons:

DEATH, ACCIDENT OR SERIOUS ILLNESS HOSPITAL
Including relapse or worsening of Accident or Illness Past to enrollment stay or this cancellation insurance (provided that will be taken into account in calculating the refund, the date of first medical diagnosis of the worsening , changes or relapse): • the Insured • its • Spouse of a member of the Family of the Insured and any person usually living with the insured. • From professional replacement of the Insured or the person responsible for the care of children whose names appear on the Application form. • the accompanying person during the stay. WHAT WE EXCLUDE Apart from the exclusions set out under

> WHAT ARE THE GENERAL EXCLUSIONS APPLICABLE TO ALL OUR WARRANTIES
we can not intervene if the cancellation results from: - illness requiring psychic or psychotherapeutic treatments including nervous breakdowns did not require hospitalization 4 days minimum at the time of cancellation of the trip; - vaccination of oblivion; - the no-show for any reason whatsoever of the identity card or passport; - illnesses or accidents have been the subject of a preliminary diagnosis, relapse, aggravation or hospitalization between the date of purchase of the trip and the date of subscription of the insurance contract - the failure of any kind, including financial, the organizer of your trip or carrier render impossible the fulfillment of contractual obligations. Moreover we never intervene if the person causing the cancellation is hospitalized at the time of booking the trip or the subscription of the contract.

HOW MUCH WE?
We cater for the amount of cancellation charges incurred in the day of the event can pledge collateral in accordance with the General Conditions of the travel organizer, with a maximum and a deductible indicated in the table of guarantee amounts. The insurance premium is never refundable.

WHAT TIME DO YOU DECLARED DISASTER?
1 / Medical Reason: you must make your claim as soon as he proved by a competent medical authority that the seriousness of your condition is likely to indicate against your journey If your cancellation is after this cons to traveling, our reimbursement will be limited to cancellation fee in effect on the date of against indication (calculated according to the scale of the tour operator you aware at the time of registration) for any other reason for cancellation: you must make your claim as soon as you become aware of the event that may cause the warranty. If your trip is canceled after this date, our reimbursement will be limited to cancellation fee in effect on the date of the event (calculated according to the scale of the tour operator you aware at the time of 'registration). 2 / other hand, if the event we have not been declared by the travel agency or organizer, you must notify us within five working days from the day the guarantee. For this you must send us the attached claim form to the insurance contract that was given to you.

WHAT ARE YOUR OBLIGATIONS IN CASE OF LOSS?
Your declaration must be accompanied by: - in case of illness or accident, a medical certificate specifying the origin, nature, severity and foreseeable consequences of the illness or accident, - in the event of death, A certificate and the civil registration form, - in any other case, of any documentary evidence. You must provide us with the medical documents and information necessary for the examination of your file by means of the pre-printed envelope in the name of the medical officer we will send to you upon receipt of the claim and the medical questionnaire By your doctor. If you do not have these documents or information, you must have them sent to you by your treating physician and send them to us using the pre-printed envelope mentioned above. You must also provide us with the following documents: a pre-printed envelope in the name of the medical adviser, any information or documents requested to justify the reason for your cancellation, and in particular: - All photocopies of the prescriptions prescribing medicines, analyzes or examinations and any documents proving their issue or execution, and in particular the sick sheets containing, for the prescribed medicines, a copy of the corresponding stickers. - statements from the Social Security or any other similar body concerning the reimbursement of processing costs and the payment of daily subsistence allowances, - the original invoice paid for the debit that you are required to pay to the organizer of the trip Or - the number of your insurance contract, - the registration form issued by the travel agency or the organizer, - in the event of an accident, you must specify the causes and circumstances and Provide us with the names and addresses of those responsible and, if necessary, witnesses. In addition, it is expressly agreed that you accept in advance the principle of control by our medical consultant. Therefore, if you object to it without legitimate reason, you would lose your warranty rights. You must send us the claim to: Gritchen Affinity Rue Charles Durand BP 66048 18024 BOURGES CEDEX

FEES INTERRUTION STAY EFFECTIVE EXPIRY OF GUARANTEE
Fees interruption of stay: Planned date of departure - place of convocation of the organizer interrupt subsistence costs: the day of the planned return trip (place of dispersion of the group) WHAT DO WE DO? Following your medical repatriation organized by us or any other assistance company, we refund you and members of your family insured or a person insured under this contract accompanying you, the already settled and stays fresh unused (transportation not included) prorated from the night of the event causing the medical repatriation. Similarly if a family member not participating in the trip is suffering from a serious illness, serious bodily injury or death, and because of this, you had to interrupt your stay and that we proceed to your repatriation, we will refund you and members of your family insured or a person accompanying you prorata the already paid living expenses and not used (transportation not included) from the night of the date of early return . We also intervene in case of theft, fire serious damage, explosion, water damage, or caused by forces of nature to your professional or private premises and involving your presence is essential to take the necessary precautionary measures, we will refund and the insured members of your family or a person accompanying you, pro rata living expenses already paid and not used (transportation not included) from the night of the date of the early return. Late arrival: We guarantee to the insured reimbursement on a time pro-rata to the period not used due to late possession of housing property rental or hotel room, as a result of one of the events listed in the cancellation guarantee.

WHAT WE DISCLAIM
In addition to the exclusions provided for in general terms, are not guarantees consecutive interruptions? An aesthetic treatment, a cure, an abortion, in vitro fertilization and its consequences; ? A psychic or mental or depressive illness without hospitalization than three days; ? Epidemics.

WHAT ARE YOUR OBLIGATIONS IN CASE OF LOSS?
You must : ? Notify the insurer all documents necessary for the creation of the file and prove the validity and amount of the claim. In all cases, the original tour operator detailed invoices showing the ground services and transport services will be systematically requested. Without communication to our medical adviser medical information necessary for the investigation, the case can not be settled. You must send us the claim form to: Affinity Gritchen Rue Charles Durand BP 66048 18024 BOURGES CEDEX

LIABILITY TAKES EFFECT FROM EXPIRY OF GUARANTEE
Civil liability: Planned date of departure - place of convocation of the organizer Liability: The day of the planned return trip (place of dispersion of the group) WHAT DO WE DO? We cover the financial consequences of civil liability that you may incur under the one hand, personal injury and / or property and, secondly, the intangible damage to them, caused accidentally to any person other than an insured or a member of your family, your fault or that of persons, things or animals under your care, this at the amount and deduction of an excess indicated in the table of guarantee amounts.

WHAT WE EXCLUDE Apart from the exclusions set out under

WHAT ARE THE GENERAL EXCLUSIONS APPLICABLE TO ALL WARRANTIES, our warranty does not apply:

- damage you caused or provoked intentionally

- damage resulting from the use of land motor vehicles, sailing boats and motor boats, and aircraft of Air Navigation,

- damage resulting from any professional activity,

- the consequences of any material and / or injury affecting you personally and members of your family or any other person having an Insured under this contract,

- consequential damage except when they are the direct result of accidental injury, property damage and / or bodily guaranteed.

- damage resulting from the practice of air sports or hunting.

WHAT ARE THE LIMITS OF OUR GUARANTEE? TRANSACTION - ACKNOWLEDGMENT OF LIABILITY
You must not accept any acknowledgment of liability nor any transaction without our prior written consent. However, the mere recognition of the materiality of certain facts is not considered an admission of liability, nor the fact of having provided a victim urgent aid when it is an act of assistance that anyone has the moral duty to do. You must notify us within 5 days except fortuitous event or force majeure any event likely to engage your civil liability; if this deadline is not met and therefore, we incur a loss, you incur the forfeiture of the warranty.

PROCEDURE
If you run against legal action, we will ensure your defense and handle the trial to the facts and damage within the scope of the guarantees of this contract. However, you can associate yourself with our action whenever you can justify its own interest not covered under this contract. Simply fill precaution to your defense can in no way be interpreted in itself a guarantee of recognition and does not mean that we agree to bear the adverse consequences of events that are not expressly guaranteed by this contract. Even if you fail in your obligations disaster, we are required to compensate persons to whom you are responsible. We will still, in this case, the right to exercise against you an action for repayment of all amounts we have paid or as a provision for you.

REMEDY
As for remedies - before the civil, commercial or administrative, we have the free exercise in the framework of the guarantees of this contract - before the criminal courts, the remedies can be exercised that with your agreement, - if the lawsuit pending before a criminal court concerns only civil interests, refusal to give your agreement to the exercise of the remedy entails a right for us to ask you a compensation equal to the prejudice which resulted for us.

COST TRIAL
We handle litigation costs, discharges and other settlement costs. However, if you are convicted of an amount greater than that of the guarantee, all of us bear these costs in proportion to its respective share in the sentence. You must send us the claim form to: Affinity Gritchen Rue Charles Durand BP 66048 18024 BOURGES CEDEX